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Home Owners Insurance - Do You Have Enough?

Updated: May 22, 2021


Replacement cost for your home


Our daughter brought this to our attention. Last year, she did a $30,000.00 remodel. Therefore, her appraisal for property taxes went up…way up…about 45% higher! As she said, nice for when she sells, but not so good for paying property taxes.


We got to thinking…with the current cost of materials, did she have enough insurance to rebuild if something should happen to her house?


This is probably something everyone should investigate.

There Are Four Coverage Choices for Your House

· Lowest Possible Coverage: Actual Cash Value

· Better Than Actual Cash Value: Replacement Cost

· Next Up: Extended Replacement Cost

· The Gold Standard: Guaranteed Replacement Cost


For more information: Compliments of Diebold Insurance Agency


Click here for more information:



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